If you are a Medicare beneficiary, one of your most confusing and difficult tasks is deciding which Medicare option best meets your needs. It is not unusual for a Medicare beneficiary has as many as a hundred different options to choose from each year. The typical decision making process includes:
The decision becomes more complicated if you have other health care coverage, such as V.A., Medicaid or retiree health insurance from an employer or a union. A beneficiary must find out how these will work with each Medicare plan before they make any changes to their current coverage. And if the decision making process wasn’t complicated enough, each beneficiary must make a new decision every year during the six week Annual Election Period that begins on October 15 and ends on December 7. In most cases, beneficiaries must keep the plan they select for the entire year.
We appreciate your frustration. Our advisors can help you understand your options and assist you in determining which option best meets your needs. We have no bias as we represent all of the various programs available to our clients. We can also help you to qualify for extra help programs available from the state and Federal government. There is NO COST to you for this service. Call us today to learn more.